Upper Township
Cape May County, NJ08270Local property tax rates, FHA loan limits, and home price data for Upper Township, New Jersey.
Est. Monthly Tax
$526/mo
Est. P&I Payment (80% LTV, 7% rate, 30yr)
$1,538/mo
Buying a Home in Upper Township?
Upper Township is located in Cape May County, New Jersey. Based on recent Zillow Home Value Index data, the estimated median home price in Upper Township is approximately $288,897.
The effective property tax rate for Upper Township is 2.185%, resulting in an estimated annual property tax of $6,313 (or roughly $526 per month). Property taxes are a critical factor in your total monthly housing payment, especially when qualifying for an FHA loan.
The current FHA loan limit for Cape May County is $561,200. This means FHA financing is available for homes up to that purchase price with as little as 3.5% down. Conventional conforming loan limits may differ — contact a licensed NJ mortgage originator for the most current figures.
To estimate your full monthly payment — including principal & interest, property taxes, and mortgage insurance — use our free calculator below.
Get a Custom Rate Estimate for Upper Township
Enter your purchase price and zip code to see a real payment estimate from a licensed South Jersey mortgage originator.
Data source: Zillow Home Value Index (ZHVI) paired with 2024 General/Effective Tax Rates from the NJ Department of Community Affairs. FHA Loan Limits per HUD guidelines. All figures are estimates and subject to change.