ZIP Code 08204

Cape May County, NJ

Property tax rates, FHA loan limits, and home price data for ZIP code 08204 in New Jersey.

Averages across 3 municipalities

Est. Home Price$695,467
Avg Tax Rate1.344%
Est. Annual Tax$6,565
FHA Loan Limit$561,200

Municipalities in 08204

Cape MayCape May County
0.568%
$1,363,420avg price
$7,744est. annual tax
$645/moest. monthly tax
Lower TownshipCape May County
1.960%
$236,739avg price
$4,641est. annual tax
$387/moest. monthly tax
West Cape May BoroughCape May County
1.504%
$486,243avg price
$7,311est. annual tax
$609/moest. monthly tax

Buying a Home in ZIP Code 08204?

ZIP code 08204 is located in Cape May County, New Jersey and covers 3 municipalities: Cape May, Lower Township, West Cape May Borough.

The estimated average home price for this ZIP code is approximately $695,467, with an average effective property tax rate of 1.344%. That results in an estimated annual property tax of $6,565 per year.

The FHA loan limit for Cape May County is $561,200, meaning FHA financing is available for homes up to that price with as little as 3.5% down.

To estimate your full monthly payment — including principal & interest, property taxes, and mortgage insurance — use our free calculator below.

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Data sourced from Zillow Home Value Index (ZHVI) and 2024 General/Effective Tax Rates from the NJ Department of Community Affairs. FHA Loan Limits per HUD guidelines. All figures are estimates and subject to change.