ZIP Code 08311

Cumberland County, NJ

Property tax rates, FHA loan limits, and home price data for ZIP code 08311 in New Jersey.

Averages across 3 municipalities

Est. Home Price$141,971
Avg Tax Rate2.722%
Est. Annual Tax$3,894
FHA Loan Limit$498,257

Municipalities in 08311

Commercial TownshipCumberland County
2.608%
$109,106avg price
$2,846est. annual tax
$237/moest. monthly tax
Downe TownshipCumberland County
2.655%
$145,941avg price
$3,875est. annual tax
$323/moest. monthly tax
Lawrence TownshipCumberland County
2.904%
$170,865avg price
$4,962est. annual tax
$414/moest. monthly tax

Buying a Home in ZIP Code 08311?

ZIP code 08311 is located in Cumberland County, New Jersey and covers 3 municipalities: Commercial Township, Downe Township, Lawrence Township.

The estimated average home price for this ZIP code is approximately $141,971, with an average effective property tax rate of 2.722%. That results in an estimated annual property tax of $3,894 per year.

The FHA loan limit for Cumberland County is $498,257, meaning FHA financing is available for homes up to that price with as little as 3.5% down.

To estimate your full monthly payment — including principal & interest, property taxes, and mortgage insurance — use our free calculator below.

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Data sourced from Zillow Home Value Index (ZHVI) and 2024 General/Effective Tax Rates from the NJ Department of Community Affairs. FHA Loan Limits per HUD guidelines. All figures are estimates and subject to change.